kth.sePublikationer
Ändra sökning
RefereraExporteraLänk till posten
Permanent länk

Direktlänk
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annat format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annat språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf
Examining the role of microfinance: a creating shared value perspective
KTH, Skolan för arkitektur och samhällsbyggnad (ABE), Fastigheter och byggande, Fastighetsföretagande och finansiella system.
Visa övriga samt affilieringar
2022 (Engelska)Ingår i: International Journal of Ethics and Systems, ISSN 2514-9369Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

Purpose: The purpose of this study is to simultaneously examine the role of microfinance from the business and social lenses by using the creating shared value (CSV) framework by Porter and Kramer (2011) in the context of Indonesia. Design/methodology/approach: A survey among more than 170,000 borrowers of two specific credit schemes by PT Bank Rakyat Indonesia Tbk., the largest microfinance provider in Indonesia, was conducted to understand the perceptions of borrowers on the benefits of microcredit under the CSV framework. Findings: The result confirms that, overall, the debtors acknowledged the importance of the loans in various aspects of CSV. The highest levels of importance were recorded in the case of stimulating the increase of business revenue growth, business productivity and fulfilling the needs of consumers. Disaggregating the results based on respondents’ demographic characteristics, it is shown that the findings in both credit schemes have a relatively similar pattern in terms of origin, business sectors and the borrowing purpose from. Originality/value: There have been limited studies that examine the impact of microfinance from both the business and social perspectives. Most studies only use one of these. Implementing the CSV framework allows the authors to fill in the gap and understand how microfinance provides business and social benefits.

Ort, förlag, år, upplaga, sidor
Emerald , 2022.
Nyckelord [en]
Creating shared value (CSV), Credit, Indonesia, Micro, Microfinance, small and medium enterprises (MSMEs)
Nationell ämneskategori
Företagsekonomi
Identifikatorer
URN: urn:nbn:se:kth:diva-325287DOI: 10.1108/IJOES-09-2021-0168ISI: 000820967400001Scopus ID: 2-s2.0-85133445431OAI: oai:DiVA.org:kth-325287DiVA, id: diva2:1748561
Anmärkning

QC 20230403

Tillgänglig från: 2023-04-03 Skapad: 2023-04-03 Senast uppdaterad: 2023-04-03Bibliografiskt granskad

Open Access i DiVA

Fulltext saknas i DiVA

Övriga länkar

Förlagets fulltextScopus

Person

Faradynawati, Ida Ayu Agung

Sök vidare i DiVA

Av författaren/redaktören
Faradynawati, Ida Ayu Agung
Av organisationen
Fastighetsföretagande och finansiella system
Företagsekonomi

Sök vidare utanför DiVA

GoogleGoogle Scholar

doi
urn-nbn

Altmetricpoäng

doi
urn-nbn
Totalt: 27 träffar
RefereraExporteraLänk till posten
Permanent länk

Direktlänk
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annat format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annat språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf