We study percolative properties of excursion processes and the discrete Gaussian free field (dGFF) in the planar unit disk. We consider discrete excursion clouds, defined using random walks as a two-dimensional version of random interlacements, as well as its scaling limit, defined using Brownian motion. We prove that the critical parameters associated to vacant set percolation for the two models are the same and equal to pi /3. The value is obtained from a Schramm-Loewner evolution (SLE) computation. Via an isomorphism theorem, we use a generalization of the discrete result that also involves a loop soup (and an SLE computation) to show that the critical parameter associated to level set percolation for the dGFF is strictly positive and smaller than root pi/2. In particular this entails a strict inequality of the type h(*) < root 2u(*) between the critical percolation parameters of the dGFF and the two-dimensional excursion cloud. Similar strict inequalities are conjectured to hold in a general transient setup.