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Mobile ATM for developing countries
KTH, School of Information and Communication Technology (ICT), Computer and Systems Sciences, DSV.
2008 (English)Conference paper (Refereed)
Abstract [en]

Society benefits from M-Commerce applications to a greater extent. The most attractive benefit of M-Commerce applications is the mobility. Even though users have a poor computer literacy, they will be able to use the M-Commerce applications easily. Additionally, the M-Commerce applications have the potential of reducing the distance barriers. In developing countries, especially in rural areas, accessing financial and banking services is a critical issue. This paper proposes a system called Mobile-ATM to address this problem by incorporating the mobile technology. Also it discusses the limitations of traditional ATM systems, the need of a new M-Commerce application to overcome the limitations and security related issues. In the proposed solution, people can withdraw money from a Mobile-ATM without going to a traditional ATM. The Mobile-ATM system uses even cheap mobile phones, functioning as payment terminals. It will reduce the limitations of traditional ATM and enables confidential and secured ATM transactions.

Place, publisher, year, edition, pages
2008. 25-30 p.
, MobiArch'08 - Proceedings of the 3rd International Workshop on Mobility in the Evolving Internet Architecture
Keyword [en]
Authentication, Confidentiality, Data integrity, Encryption, M-commerce, Mobile transaction, Non-repudability, Applications, Asynchronous transfer mode, Automatic teller machines, Computer science, Cryptography, Developing countries, Electronic commerce, Internet, Rural areas, Telecommunication equipment, Internet protocols
National Category
Information Systems
URN: urn:nbn:se:kth:diva-154089DOI: 10.1145/1403007.1403014ScopusID: 2-s2.0-65249108626ISBN: 9781605581781OAI: diva2:760079
3rd International Workshop on Mobility in the Evolving Internet Architecture, MobiArch'08; Seattle, WA; United States; 22 August 2008 through 22 August 2008

QC 20141103

Available from: 2014-11-03 Created: 2014-10-14 Last updated: 2014-11-03Bibliographically approved

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Muftic, Sead
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Computer and Systems Sciences, DSV
Information Systems

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